ESP Finance - Based in the Hunter Valley of Newcastle, is a loans and mortgage broking company that is highly focused on helping Australians achieve their property goals and dreams. ESP Finance has helped many clients Australia wide and overseas providing clients with a personalised approached to choosing the right home loan and structuring for their current financial circumstances.
As we all would imagine, finding a home loan on your own from all the numerous lending sources can be:
- Time consuming
- An overall daunting experience
- Information overload and
- A lack of proper guidance!
This experience can drastically increase the odds of you getting a bad loan plan, and let’s face it – no one wants a bad loan plan!! This is why it is essential to look for expert guidance from people who have a treasure of experience in the property and finance industry.
ESP Finance consultants utilize their decades of experience in the home loan and mortgage industry to make sure that you are getting a loan plan that not just provides you with the desired results, but also fairly resonates with your current circumstances and financial situation. Our consultants make sure that you are not lead down the garden path and instead teach you so you can walk your own path.
The staff at ESP Finance are highly responsive and they are eager to see you succeed. They take their time to carefully listen to what you have to say. They don’t rush on to conclusions right away as many of their counterparts do. After carefully analyzing your situation, ESP Finance consultants will find out a solution that’s just right for you.
Thinking about refinancing, investing or a first home buyer? Then contact us today! Your dreams don’t happen if you don’t take action!
ESP Finances welcomes inquiries from all borrowers seeking financial advice on any lending
products. Mortgage loans, investment loans, refinancing loans, debt consolidation,
development loans, commercial loans, business lending, Personal loans, Novated leasing, and
car loans.
ABOUT US
Our Team
Sandy Padilla - Director of ESP Finance and our fully qualified and trained professional - Specialist Lending Adviser, she lives and breathes finance lending. Sandy is motivated by achieving the best results for her clients, from beginning to end.
Sandy started as a mortgage broker in 2000 and has worked in the finance and property industry ever since. Now with over 20+ year’s solid experience in the finance industry, property building, and selling investment real estate.
“I love talking finance with people and finding them the best loan available. Seeing clients excited about having their finance approved and moving towards their dreams and goals is the best part of my job”.
Sandy has an easy going attitude and always makes the loan process seamless even when it’s a difficult deal. As the name suggests - “ESP”, Sandy has a knack for instinctively knowing your needs such as– suitable loan products, areas of investing and SMSF loans. The perception on finance is that it's "dull and boring", however ESP Finance make the process fun taking all the stress out of lending and instead influencing you to keep on dreaming!
Sandy’s 20+ years experience within the Finance and Real Estate industry in Sydney and Newcastle has allowed her to become very knowledgeable on loan structures and what works best when buying investment property, lending requirements and what the lenders look for in RISK assessment on loans.
“My Hobby is finance and real estate I love everything about it when I’m not working for my clients I spend many hours researching new lending products, up and coming suburbs to buy or invest in. I’m fortunate to have friends within the high end business sector in Sydney, which provides me with the opportunity to receive a wealth of information in relation to new developments in and around Australia and information on new shopping centre complex’s, Bunnings, Aldi stores etc being built. This information is invaluable to my investor clients, providing them with the resources to be able to research for themselves the areas or suburbs in question. Being an active property investor myself, all my clients receive my professional and personal experience".
Sandy is also a Medical Finance Specialist. Many Doctors, Dentists and other Medical professionals take advantage of this services to achieve their SMSF loans to purchase their next investment property or their commercial property for their surgery’s.
Need more details? Contact us
We are here to assist. Contact us by phone, email or via our Social Media channels.